Financial organization to then take out a new loan
The financial situation of an employee changes throughout his career. It sometimes happens that after having taken out several credits, over the years, it is no longer possible to cope with the different monthly payments. With several loans, it is difficult to renegotiate with each creditor the repayment terms in order to obtain a little flexibility.
The grouping of credits consists in having the various loans bought back by a financial organization to then take out a new loan from it. The amount of this loan naturally corresponds to the sum of the amounts of the initial loans.
It is then possible to negotiate a longer credit term and reduce the amount of monthly payments. This can concern both consumer loans and real estate loans, and any employee can claim the repurchase of loans, whether he is an employee of the private sector, a civil servant or whether he practices a liberal profession.
Credit buyback offers
Two solutions are available to the employee who wishes to combine his credits. The first solution is to contact your bank directly, which may be more or less understanding depending on your financial situation. The second solution is to appeal to our body. Working with several banking establishments, we will be better able to propose several financing offers.
A loan repurchase offer relates to the total cost of the credit, namely the amount to be repaid, plus all of the costs associated with the transaction. We optionally offer an additional amount of cash for new financing.
A free credit buy-back simulation
You are an employee and you wish to carry out a simulation for the grouping of your loans? Simply complete the request form, specifying your professional status. You will receive as soon as possible a first opinion as to the feasibility of your project.